Protect & Recover From Disaster

A flood, hurricane, fire, or storm closes more small businesses than any recession. Prepare before, insure against the real gaps, move fast after, tap SBA disaster loans, and reopen stronger.

  1. Prepare your business before disaster strikes: A flood, fire, storm, or extended power outage closes far more small businesses for good than a bad economy ever does — and the ones that…
  2. Insure against the disasters that can end you: The gap that sinks businesses after a disaster is almost always the coverage they thought they had but didn't. Standard property insurance…
  3. Recover after a disaster: your first moves: The hours and days right after a disaster are chaotic, and what you do in them shapes how well you recover. Safety comes first, always —…
  4. Get an SBA disaster loan: When a disaster is federally declared, the SBA offers low-interest disaster loans directly to businesses — to repair the physical damage…
  5. Reopen and come back stronger: Getting the doors open again is a win — but reopening well is what wins your customers back and keeps you from being caught flat-footed…

More playlists on money

  • Cash is Tight This Week: Collect what's owed and raise your floor — two moves that buy you breathing room fast.
  • Money Basics: New to the money side? Start here — separate your accounts, see what's really happening, and price so you actually get paid.
  • Take Control of Your Money: Got the basics handled? Go further — know your numbers cold, build a cushion, and keep more of every dollar.
  • Fund Your Business: Need money to start or grow? Figure out how much, learn your real options, build business credit, and find the right lender.
  • Get Funding-Ready: Turn a nervous ask into an approval: know what lenders check, understand SBA loans and grants, and steer clear of the money that sinks businesses.
  • Taxes, Demystified: The thing everyone dreads, in plain English. What you owe, when it's due, and how to keep it from biting you.
  • Scale Up Your Business: Ready to grow bigger? Know when you're truly ready, fund it without sinking, add capacity without breaking, protect your profit, and build systems so it doesn't all rest on you.
  • Buy or Sell a Business: Grow by buying instead of building, weigh a franchise, or plan the exit that pays you back. Vet a deal, value and fund it, and get your own business ready to sell.

More Bizer Academy lessons

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