Bank Fraud Watch
Miles watches your linked bank account for fraud every night — duplicate charges, card-testing bursts, first-time vendors taking big amounts, sudden spikes — and walks you through anything suspicious. Confirmed fraud anonymously warns every other business on Bizer.
Open SKILL.md skill — use it with any AI agent. Recommended with Miles, the Bizer agent, which runs it out of the box.
How it works
What this skill does
Every night, after your bank transactions sync, Miles scans them for the patterns real card fraud leaves behind:
- Duplicate charges — the same vendor billing the same amount twice in days.
- Card testing — a burst of tiny charges inside an hour, how thieves probe
a stolen card before the big one.
- First-time vendors — someone you've never paid taking a large amount.
- Spikes — a vendor you know suddenly charging several times its usual.
- Heavy outflow — far more money leaving in a day than your account ever does.
Anything suspicious becomes an alert: you get a notification and an email, and Miles walks you through each one in chat. You decide — *that was me* mutes the vendor; *that's fraud* records it.
Stronger together
When you confirm fraud, Bizer shares an anonymized fingerprint — just the vendor name, a rough amount range, and the pattern that caught it, never your business or account — with the community fraud registry. Miles checks that registry when reviewing your own alerts, so every confirmed report makes the whole community harder to steal from.
What it can't do
Bizer can flag and record fraud but can't reverse charges — that's your bank. When something is confirmed, Miles will point you at the dispute and help you draft it.
Requires
Your bank account linked through Plaid on the Connections screen.
