Open a business bank account

A business bank account is the first real line between you and your company. It makes your books clean, your taxes simple, and your business look legitimate to anyone who matters — banks, lenders, and one day a buyer.

Do this

  1. Pick a bank — your current one is fine; ask for a free or low-fee business checking account.
  2. Gather what they need: your EIN (or SSN if sole proprietor), business name, and a form of ID.
  3. Open the account and order a debit card in the business name.
  4. Connect it in Bizer so your income and expenses start flowing in automatically.

Open a Business Account Checklist

  • Get your EIN from irs.gov (free, takes 10 minutes) if you don't have one
  • Choose a bank and a no/low-fee business checking account
  • Bring your EIN, business name, and ID to open it
  • Order a business debit card
  • Move your business income to deposit into this account only

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