Business insurance for Louisiana businesses
The right insurance protects everything you're building. Some coverage is legally required in Louisiana (like workers' comp once you have employees); the rest depends on your trade and risk.
Do this
- Get workers' compensation if you have employees — it's required in Louisiana.
- Add general liability to cover accidents and damage claims.
- Cover your property and equipment, and add commercial auto if you drive for work.
- Compare a few quotes; an independent agent can match coverage to your trade.
Louisiana Insurance Checklist
- Workers' compensation (required once you have employees)
- General liability insurance
- Property/equipment coverage
- Commercial auto (if you drive for the business)
- Compare quotes — questions? LA Dept of Insurance: ldi.la.gov