Business insurance for Louisiana businesses

The right insurance protects everything you're building. Some coverage is legally required in Louisiana (like workers' comp once you have employees); the rest depends on your trade and risk.

Do this

  1. Get workers' compensation if you have employees — it's required in Louisiana.
  2. Add general liability to cover accidents and damage claims.
  3. Cover your property and equipment, and add commercial auto if you drive for work.
  4. Compare a few quotes; an independent agent can match coverage to your trade.

Louisiana Insurance Checklist

  • Workers' compensation (required once you have employees)
  • General liability insurance
  • Property/equipment coverage
  • Commercial auto (if you drive for the business)
  • Compare quotes — questions? LA Dept of Insurance: ldi.la.gov

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